Mastercard, Absolutely Priceless !!!!

Mastercard!!! 
 CANCEL YOUR CREDIT CARD BEFORE YOU DIE .......

Reported in the Newcastle Evening Chronicle U.K. recently:
Be sure and cancel your credit cards before you die! This is so priceless.  And so easy to see happening - customer service, being what it is today!

A lady died this past September, and MBNA bank billed her in October and November for their annual service charges on her credit card, and then in December added late fees and interest on the monthly charge.
The balance that had been £0.00, now is somewhere around £60.00.

A family member placed a call to the MBNA Bank:
 
Family Member: 'I am calling to tell you that my grandma died in September.'
MBNA: 'But the account was never closed and so the late fees and charges still apply.'
Family Member: 'Maybe, you should turn it over to your collections section.'
MBNA: ‘Since it is two months over due, it already has been.'
Family Member: ‘So, what will they do when they find out she is dead?'
MBNA: 'Either report her account to the Frauds Department or report her to The Credit bureau, maybe both!'
Family Member: 'Do you think God will be mad at her?'
MBNA: 'Excuse me?'
Family Member: 'Did you just get what I was telling you . . The part about her being dead?'
MBNA: 'Sir, you'll have to speak to my supervisor.'
Supervisor gets on the phone:
Family Member: 'I'm calling to tell you, she died in September.'
MBNA: 'But the account was never closed and the late fees and charges still apply.'
Family Member: 'You mean you want to collect from her estate?'
MBNA: (Stammer) 'Are you her solicitor?'
Family Member: 'No, I'm her grandson'
MBNA: 'Could you fax us a  death certificate?'
Family Member: 'Sure.'
( fax number is given )
 
After they get the fax:
MBNA: 'Our system just isn't set up for death. I don't know what more I can do to help.'
Family Member: 'Well, if you figure it out, great! If not, you could just keep billing her.  I don't think she will care.'
MBNA: 'Well, the late fees and charges will still apply.' 
Family Member: ‘Would you like her new billing address?'
MBNA: 'That would help.'
Family Member: ' Plot 1049.' Heaton Cemetary, Heaton Road , Newcastle upon Tyne
MBNA: 'But, that's a cemetery!'
Family Member: 'Well, what the f*** do you do with dead people on your planet?'
The MBNA were not available for comment when a reporter from the Newcastle Evening Chronicle rang them.

GOD exists .. know how..

If you never felt pain,
then how would you know that GOD is a Healer?





If you never went through difficulties,
how would you know that GOD is Deliverer?





If you never had a trial,
how could you call yourself an over comer?





If you never felt sadness,
how would you know that GOD is Comforter?





If you never made a mistake,
how would you know that GOD is forgiving? 





If you knew it all,
how would you know that GOD will answer your questions?





If you never were in trouble,
how would you know that GOD will come to your Rescue?





If you never were broken,
then how would you know that GOD can make you whole?





If you never had a problem,
how would you know that GOD can solve them?





If you never had any suffering,
then how would you know what Jesus went Through? 





If you never went through the fire,
then how would you become pure?





If GOD gave you all things,
how would you appreciate them? 





If GOD never corrected you,
how would you know that GOD love you?





If you had all power,
then how would you learn to depend on GOD ? 





If your life was perfect,
then what would you need GOD for?



GOD IS THERE .. GOD IS GREAT

unique

HEMA is a Dutch department store. The first store opened on November 4, 1926, in Amsterdam. Now there are 150 stores all over the Netherlands.n

Take a look at HEMA's product page. You can't order anything and it's in Dutch, but just wait a couple of seconds and watch what happens. 

 

Don't click on any of the items in the picture, just wait and see what happens.

This company has a sense of humor and a great computer programmer.

Click here

TOP WAYS TO PREVENT DIABETES...

Whether you fall in the high-risk category for diabetes, or are simply concerned for your health, do read the top 10 ways in which you avoid getting this disease.

A healthy diet and exercise can help prevent diabetes

A healthy snack, by definition, is: 
1. Low in fat, especially trans fat
2. Low in calories
3. Low-cholesterol
4. Baked rather than fried

A multi-grain snack made from oats, corn, ragi, rice, wheat and flax seeds are rich in fibre and provide wholesome nutrition. Oats, ragi, wheat have adequate amount of essential amino acids, vitamin B, calcium, iron and specially rich in cellulose whereas corn is an excellent source of iron, B` vitamins, magnesium, vitamin C, phosphorous and zinc.

Overall this multi grain snack brings you considerable health benefits along with great taste.

Of course, knowing what not to eat is as important as knowing what to eat. One should be wise enough to avoid fried, oily and generally high on calorie content snacks.

Besides this, healthy snacks are at the crux of reducing the chances of diseases, losing weight and keeping you energetic all day. The most important advantage of taking healthy snacks is that you do not binge later on foods that are unhealthy and may become the leading cause of obesity and other diseases.

Burn more calories that you consume - It is a healthy practice to consume fewer calories than you use. Eat foods that are not high in calories and increase your physical activity by walking more, taking the stairs whenever you can and making a conscious effort to stay active.

Be conscious of your measurements - A slim waist is not just a cosmetic vanity, it is also a sign of better health. As Indians, we have a tendency to gain weight around our midriffs and thus it`s very important to make an effort to keep the inches off. Experts suggest that women should keep their waist measurement below 80 cm (31.5 inches), and men below 90 cm (35.5 inches).

Start eating smaller, more frequent meals - Many of us follow the policy of eating three solid meals a day. Consider changing over to the divide and eat policy. So if you`re used to eating 4 chappaties, eat 2 now and 2 after a couple of hours. Also, whatever happens, don`t skip breakfast.

Include fruits and vegetables in your diet - It`s time to take control of what you eat. Make a conscious effort to include plenty of fruits (whole fruits are far better than juices) and vegetables, especially green leafy vegetables, in your diet. The benefits to your overall health, sense of well-being and looks will be immense.

Gain with whole grains - Wheat, brown rice and oats are far healthier for you than refined foods. Make them a part of your diet and keep diabetes at bay.

There`s no escaping exercise - When it comes to prevention, the power of regular exercise is far greater than that of any medicine created. Through regular exercise, at least 30 minutes a day, you can prevent a range of diseases - from diabetes to heart disease. It keeps you feeling healthy, looking good and makes life far more enjoyable. If you`re not exercising already, start today.

De-stress - Experts have found a strong correlation between stress and diabetes. Don`t simply accept stress as a part of modern living. There are many things you can do to avoid and reduce stress in your life.

Practice yoga, take up meditation, exercise - The list is endless. Take steps to reduce stress in your life today.

Quit smoking -

If you needed another reason to quit smoking, here it is. A study published in the American Journal of Epidemiology showed that a person who smoked 16 to 25 cigarettes a day was three times more likely to develop Type 2 diabetes than a non`smoker.

Reduce salt intake - Hypertension and diabetes have a very close connection. In fact, the prevalence of hypertension in the diabetic population is twice that of the non-diabetic population. So if you have any of the risk factors of diabetes or hypertension, take care of reducing your salt intake.

Check your blood sugar and cholesterol levels - If you fall in the high-risk group, i.e., if you have a family history of diabetes, along with any one of the risk factors listed above, you must get regular blood sugar and cholesterol checks.

The Bizarre Landscape of YehLiu Geopark

Yehliu is a cape on the north coast of Taiwan in the town of Wanli, famous for its stunning geological landscape. The unique rocks are concentrated at a region called the Yeliu Geopark - a 1,700 meter-long peninsula jutting out into the ocean and dotted with strange rock formation such as mushroom rocks, honeycomb rocks, ginger rock, pothole erosion and other appropriately named oddities.

A number of rock formations have been given imaginative names based on their shapes. The most well-known is the "The Queen's Head", an iconic image in Taiwan and an unofficial emblem for the town of Wanli. Other formations include "The Fairy Shoe", "The Bee Hive", "The Ginger Rocks" and "The Sea Candles. Many of these rocks contain fossils, which showcase creatures native to Taiwan from a not-so-distant-past.

The area is studded with seawater-eroded holes teeming with sea-life, as well as unusual rock formations, which make the surrounding environment rich in ecological resources. Sun, wind, rain, waves and strong northeastern typhoons all make a major impact on this narrow strip of land.

10 Greatest Opera Singers

Opera has long been mistaken to be purely singing. Besides the orchestral music, acting, stage presence and interpretation of the music are what separates a diva from a group of singers. The voice in opera is usually split in to sopranos, mezzo-sopranos, tenors, baritones and basses. You might notice that sopranos and tenors make up 90% of the list. After all, it’s only over when the fat lady sings.

10

Elisabeth Schwarzkopf

(1915-2006) Soprano (Lyric)

Dame Elisabeth Schwarzkopf was one of the greatest opera singers that lived to recording age. She performed her first opera Orfeo ed Euridice at age 13 in Germany. In an ironic turn of luck, her father was censored by the Nazis, resulting in her inability to study medicine. Her beautifully lyric sound made her ideal for Classical operas, such as Mozart and the operettas of Johann Strauss Jr. and Jacques Offenbach. Her lyricism also made her perfect for the German Lieds. Aside from the regular Schubert, she also shared affinity with the works of Hugo Wolf.

The Deep Blue Lakes of Band-e-Amir, Afghanistan

The name Afghanistan invokes images of a dry and arid country with mountainous terrain, endless desert, thorn bushes and mud houses. But at the center of this depressing landscape is a series of spectacular lakes with water so blue that it looks almost like ink.

Band-e Amir is a series of six incredibly deep blue lakes in the heart of the central Afghanistan. The lakes are situated in the foothills of the Hindu Kush, the second highest mountain range in the world, 80 kilometers from the ancient town of Bamiyan, where the Taliban destroyed the world’s tallest Buddha statues in 2001. Surrounded by pink towering limestone cliffs almost in complete lack of vegetation, the stunning lakes seems totally out of place.

The beautiful lakes were created by the carbon dioxide rich water that is drawn from the spring melt-water in the surrounding mountains and came out from faults and cracks in the rocky landscape. This outflow of water percolates slowly through the underlying limestone, dissolving its principal mineral, calcium carbonate. Over time, the water deposited layers of hardened mineral (travertine), which created dams that trap water in increasingly large basins. These dams are usually about 10m high and 3m wide. Water cascades from one lake to the other near travertine terraces serving as massive natural dams between the lakes.